American 1st Home Loans, based in Downey, California, offers comprehensive residential and commercial lending services with over 20 years of industry experience. We specialize in assisting first-time homebuyers, refinancing and investors in securing favorable financing for investment properties. Our commitment extends to analyzing income, credit, and offering a diverse range of home loan programs to present clients with optimal options.
Core Services:
Expert Guidance: We support clients through the home buying process, from initial analysis to closing, with a focus on easing the often-overwhelming experience.
Competitive Rates: Our dedication to serving the community includes providing lower wholesale mortgage rates with no additional costs.
Personalized Solutions: We tailor our services to meet the unique needs of each client, ensuring efficient underwriting and a seamless closing process.
Leadership: Jerry Lohman, the founder of American 1st Home Loans, brings over 25 years of experience in mortgage underwriting and origination. With a Bachelor’s Degree in Business and a background in major commercial banks, Jerry established the brokerage to surpass traditional banks and credit unions in offering competitive mortgage rates, efficient closings, and an enhanced client experience.
Commitment: At American 1st Home Loans, we prioritize fast turn times and lower interest rates, striving to make the home buying journey as smooth and straightforward as possible. We are dedicated to delivering exceptional service and results for our clients.
“Thank you for choosing American 1st Home Loans – Your Path to Homeownership Starts Here!”