Preparing to Buy - American First Home Loans

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Which Loan Fits You Best?

Mortgage Goal:
Which category best fits for purchasing a home?
In what state are you looking to purchase property?
Estimated Down Payment?
Estimated Purchase Price?
Do you have a Real Estate Agent?
How would you rate your credit?

Tell Us About Yourself

First Name:
Last Name:
Zip:
I am eligible for and interested in
VA/ military loans.

What’s the best way to contact you?

Email Addresss:
Preferred Phone:
How did you hear of us?

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I agree to be contacted by American 1st Home Loans via call, email, and text. To opt-out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Message and data rates may apply. Privacy Policy.

Data will not be sold or shared with third parties for promotional or marketing purposes.

Don’t miss out - lock in your low rate! Call (877) 538-5515 or fill out this form now.

Which Loan Fits You Best?

Mortgage Goal:
How much do you want to borrow?
What’s the estimated value of your home?
What is the existing balances on your mortgage?
How would you rate your credit?

Tell Us About Yourself

First Name:
Last Name:
Zip:
I am eligible for and interested in
VA/ military loans.

What’s the best way to contact you?

Email Address:
Preferred Phone:
How did you hear of us?

I agree to be contacted by American 1st Home Loans via call, email, and text. To opt-out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Message and data rates may apply. Privacy Policy. Data will not be sold or shared with third parties for promotional or marketing purposes.

I agree to be contacted by American 1st Home Loans via call, email, and text. To opt-out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Message and data rates may apply. Privacy Policy.

Data will not be sold or shared with third parties for promotional or marketing purposes.

Main Content

Home » Buyers » Preparing to Buy

Deciding to Buy

Preparing to Buy

Choose a Real Estate Agent

Time to go shopping

Escrow inspections & appraisals

Preparing to Buy

Before you start shopping for your property, it is a good idea to make some preparations.

Build Your Green File.

A green file contains all your important financial documents. You will need it to secure financing for your property. The typical green file should contain:

Financial statements
Bank accounts
Investments
Credit cards
Auto loans
Recent pay stubs
Tax returns for two years
Copies of leases for investment properties
401K statements, life insurance, stocks, bonds, and mutual account information.

Check Your Credit Rating.

Your credit score will have a huge impact on what type of property you can buy, and at what price. It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford. The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union. We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.

Be Careful With Your Finances.

Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.

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